/* ============================================
   BOAV CREDIT UNION - Multi-Page Landing CSS
   ============================================ */

:root {
    --primary-dark: #0a2540;
    --primary-blue: #1a3a5c;
    --accent-gold: #d4af37;
    --accent-teal: #00d4aa;
    --accent-teal-hover: #00b894;
    --text-dark: #0a2540;
    --text-light: #6b7280;
    --white: #ffffff;
    --silver: #f8f9fa;
    --glass-bg: rgba(255, 255, 255, 0.08);
    --glass-border: rgba(255, 255, 255, 0.15);
    --gradient-primary: linear-gradient(135deg, #0a2540 0%, #1a3a5c 100%);
    --gradient-gold: linear-gradient(135deg, #d4af37 0%, #f4d03f 100%);
    --gradient-teal: linear-gradient(135deg, #00d4aa 0%, #00b894 100%);
    --shadow-soft: 0 10px 40px rgba(10, 37, 64, 0.1);
    --shadow-glow: 0 0 40px rgba(0, 212, 170, 0.3);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
    font-family: 'Inter', sans-serif;
    background: var(--primary-dark);
    color: var(--white);
    overflow-x: hidden;
    line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 { font-weight: 700; }

/* Announcement Bar */
.announcement-bar {
    background: linear-gradient(90deg, #0a2540, #1a3a5c);
    padding: 12px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    font-size: 13px;
    position: relative;
    z-index: 1001;
}

.announcement-text {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255, 255, 255, 0.9);
}

.announcement-text i { color: var(--accent-teal); }

.announcement-contacts a {
    color: rgba(255, 255, 255, 0.9);
    transition: color 0.3s;
}

.announcement-contacts a:hover { color: var(--accent-teal); }

/* Navigation */
.navbar {
    padding: 20px 0;
    transition: all 0.4s ease;
    background: transparent;
    z-index: 1000;
}

.navbar.scrolled {
    background: rgba(10, 37, 64, 0.95);
    backdrop-filter: blur(20px);
    padding: 12px 0;
    box-shadow: var(--shadow-soft);
}

.brand-logo { display: flex; flex-direction: column; }

.brand-name {
    font-size: 28px;
    font-weight: 900;
    color: var(--white);
    letter-spacing: -1px;
}

.brand-subtitle {
    font-size: 10px;
    color: var(--accent-teal);
    letter-spacing: 2px;
    text-transform: uppercase;
}

.nav-link {
    color: rgba(255, 255, 255, 0.8) !important;
    font-weight: 500;
    margin: 0 10px;
    transition: all 0.3s;
    position: relative;
}

.nav-link:hover, .nav-link.active { color: var(--white) !important; }

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent-teal);
    transition: width 0.3s;
}

.nav-link:hover::after, .nav-link.active::after { width: 100%; }

.btn-nav { padding: 10px 24px; border-radius: 8px; font-weight: 600; }

.btn-outline-light {
    border: 2px solid rgba(255, 255, 255, 0.3);
    color: var(--white);
}

.btn-outline-light:hover {
    background: var(--white);
    color: var(--primary-dark);
    border-color: var(--white);
}

.btn-primary-custom {
    background: var(--accent-teal);
    color: var(--primary-dark);
    border: none;
    padding: 12px 28px;
    border-radius: 10px;
    font-weight: 700;
    transition: all 0.3s;
    box-shadow: 0 4px 20px rgba(0, 212, 170, 0.3);
}

.btn-primary-custom:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(0, 212, 170, 0.4);
    background: var(--accent-teal-hover);
    color: var(--primary-dark);
}

/* Page Header (for inner pages) */
.page-header {
    padding: 160px 0 80px;
    background: var(--gradient-primary);
    position: relative;
    overflow: hidden;
}

.page-header::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(circle at 20% 50%, rgba(0, 212, 170, 0.1) 0%, transparent 50%),
                radial-gradient(circle at 80% 80%, rgba(212, 175, 55, 0.08) 0%, transparent 50%);
}

.page-title {
    font-size: 56px;
    margin-bottom: 16px;
    position: relative;
}

.page-subtitle {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.7);
    max-width: 600px;
    margin: 0 auto;
    position: relative;
}

/* Section Badge */
.section-badge {
    display: inline-block;
    background: rgba(0, 212, 170, 0.15);
    color: var(--accent-teal);
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 16px;
    border: 1px solid rgba(0, 212, 170, 0.3);
}

.section-title {
    font-size: 42px;
    margin-bottom: 16px;
}

.section-subtitle {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.7);
    max-width: 600px;
    margin: 0 auto;
}

.section-header { margin-bottom: 60px; }

/* Glass Card */
.glass-card {
    background: var(--glass-bg);
    backdrop-filter: blur(20px);
    border: 1px solid var(--glass-border);
    border-radius: 20px;
    padding: 32px;
    transition: all 0.3s;
}

.glass-card:hover {
    background: rgba(255, 255, 255, 0.12);
    transform: translateY(-4px);
}

/* Hero Section */
.hero-section {
    min-height: 100vh;
    padding: 140px 0 80px;
    position: relative;
    overflow: hidden;
    background: var(--gradient-primary);
}

.hero-bg-animation {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
    pointer-events: none;
}

.floating-shape {
    position: absolute;
    border-radius: 50%;
    background: rgba(0, 212, 170, 0.1);
    animation: float 20s infinite ease-in-out;
}

.shape-1 { width: 400px; height: 400px; top: -100px; right: -100px; }
.shape-2 { width: 300px; height: 300px; bottom: 10%; left: -50px; animation-delay: 5s; }
.shape-3 { width: 200px; height: 200px; top: 40%; right: 20%; animation-delay: 10s; }

@keyframes float {
    0%, 100% { transform: translate(0, 0) rotate(0deg); }
    33% { transform: translate(30px, -30px) rotate(120deg); }
    66% { transform: translate(-20px, 20px) rotate(240deg); }
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(0, 212, 170, 0.15);
    border: 1px solid rgba(0, 212, 170, 0.3);
    padding: 8px 16px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 600;
    color: var(--accent-teal);
    margin-bottom: 24px;
}

.hero-title {
    font-size: 56px;
    line-height: 1.1;
    margin-bottom: 24px;
    font-weight: 800;
}

.text-gradient {
    background: var(--gradient-teal);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 32px;
    line-height: 1.8;
    max-width: 540px;
}

.hero-buttons {
    display: flex;
    gap: 16px;
    margin-bottom: 40px;
    flex-wrap: wrap;
}

.hero-trust-badges {
    display: flex;
    gap: 24px;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    color: rgba(255, 255, 255, 0.8);
}

.trust-item i { color: var(--accent-teal); font-size: 18px; }

/* Dashboard Mockup */
.hero-visual {
    position: relative;
    min-height: 600px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.dashboard-mockup {
    position: relative;
    width: 100%;
    max-width: 500px;
}

.balance-card {
    background: linear-gradient(135deg, #1a1a2e 0%, #16213e 50%, #0f3460 100%);
    border-radius: 24px;
    padding: 32px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
    position: relative;
    z-index: 2;
}

.card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 24px;
}

.card-logo {
    display: flex;
    align-items: center;
    gap: 8px;
    font-weight: 700;
    font-size: 20px;
}

.card-logo i { color: var(--accent-teal); font-size: 24px; }

.verified-badge {
    background: rgba(0, 212, 170, 0.2);
    color: var(--accent-teal);
    padding: 6px 12px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 4px;
}

.balance-label { font-size: 13px; color: rgba(255, 255, 255, 0.6); margin-bottom: 8px; }

.balance-amount {
    font-size: 42px;
    font-weight: 800;
    margin-bottom: 12px;
    background: linear-gradient(135deg, #fff 0%, var(--accent-teal) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.balance-change { font-size: 14px; display: flex; align-items: center; gap: 4px; }
.balance-change.positive { color: #10b981; }

.card-footer {
    margin-top: 24px;
    padding-top: 24px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.account-number { font-family: monospace; font-size: 16px; letter-spacing: 2px; margin-bottom: 4px; }
.card-type { font-size: 12px; color: rgba(255, 255, 255, 0.5); }

.floating-card {
    position: absolute;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 16px;
    padding: 16px 20px;
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 600;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
    animation: floatCard 6s infinite ease-in-out;
}

.floating-card i { font-size: 24px; color: var(--accent-teal); }

.card-1 { top: 20px; right: -20px; }
.card-2 { bottom: 100px; left: -40px; animation-delay: 2s; }
.card-3 { bottom: 20px; right: 20px; animation-delay: 4s; }

@keyframes floatCard {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-15px); }
}

.premium-debit-card {
    position: absolute;
    bottom: -40px;
    right: -20px;
    width: 280px;
    height: 170px;
    background: linear-gradient(135deg, #2d3748 0%, #1a202c 100%);
    border-radius: 16px;
    padding: 24px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.4);
    border: 1px solid rgba(255, 255, 255, 0.1);
    z-index: 3;
}

.card-chip {
    width: 40px;
    height: 30px;
    background: linear-gradient(135deg, #d4af37, #f4d03f);
    border-radius: 6px;
    margin-bottom: 20px;
}

.card-brand { font-size: 24px; font-weight: 800; margin-bottom: 30px; letter-spacing: 2px; }
.card-number-visual { font-family: monospace; font-size: 18px; letter-spacing: 3px; margin-bottom: 20px; }
.card-holder-visual { font-size: 12px; text-transform: uppercase; letter-spacing: 1px; opacity: 0.8; }
.card-expiry-visual { position: absolute; bottom: 24px; right: 24px; font-size: 12px; }
.card-logo-visual { position: absolute; top: 24px; right: 24px; font-weight: 700; }

.animate-fade-in { animation: fadeIn 0.8s ease forwards; opacity: 0; }
.animate-fade-in-up { animation: fadeInUp 0.8s ease forwards; opacity: 0; transform: translateY(30px); }
.delay-1 { animation-delay: 0.2s; }
.delay-2 { animation-delay: 0.4s; }
.delay-3 { animation-delay: 0.6s; }

@keyframes fadeIn { to { opacity: 1; } }
@keyframes fadeInUp { to { opacity: 1; transform: translateY(0); } }

.animate-float { animation: floatVisual 6s ease-in-out infinite; }
@keyframes floatVisual {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-20px); }
}

/* Trust Section */
.trust-section {
    padding: 80px 0;
    background: rgba(255, 255, 255, 0.02);
}

.trust-card {
    padding: 32px 20px;
    background: var(--glass-bg);
    backdrop-filter: blur(10px);
    border: 1px solid var(--glass-border);
    border-radius: 20px;
    transition: all 0.3s;
}

.trust-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.12);
}

.trust-icon {
    width: 60px;
    height: 60px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
}

.trust-icon i { font-size: 28px; color: var(--accent-teal); }

.trust-number {
    font-size: 42px;
    font-weight: 800;
    margin-bottom: 8px;
    background: var(--gradient-teal);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.trust-label { font-size: 14px; color: rgba(255, 255, 255, 0.7); }

/* Services Preview & Section */
.services-preview, .services-section {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.service-card {
    background: var(--glass-bg);
    backdrop-filter: blur(20px);
    border: 1px solid var(--glass-border);
    border-radius: 24px;
    padding: 40px 32px;
    height: 100%;
    transition: all 0.3s;
    display: block;
    color: inherit;
}

.service-card:hover {
    transform: translateY(-8px);
    background: rgba(255, 255, 255, 0.12);
    box-shadow: var(--shadow-glow);
}

.service-icon {
    width: 70px;
    height: 70px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
}

.service-icon i { font-size: 32px; color: var(--accent-teal); }

.service-title { font-size: 22px; margin-bottom: 12px; }

.service-desc {
    color: rgba(255, 255, 255, 0.7);
    font-size: 15px;
    line-height: 1.7;
    margin-bottom: 20px;
}

.service-features {
    list-style: none;
    padding: 0;
    margin-bottom: 24px;
}

.service-features li {
    padding: 8px 0;
    color: rgba(255, 255, 255, 0.8);
    display: flex;
    align-items: center;
    gap: 10px;
}

.service-features i { color: var(--accent-teal); }

.service-link {
    color: var(--accent-teal);
    text-decoration: none;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: gap 0.3s;
}

.service-link:hover { gap: 12px; }

/* Process Section */
.process-section {
    padding: 100px 0;
    background: rgba(255, 255, 255, 0.02);
}

.process-card {
    text-align: center;
    padding: 40px 24px;
    background: var(--glass-bg);
    border: 1px solid var(--glass-border);
    border-radius: 20px;
    position: relative;
    transition: all 0.3s;
}

.process-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.1);
}

.process-number {
    position: absolute;
    top: 20px;
    right: 24px;
    font-size: 48px;
    font-weight: 900;
    color: rgba(0, 212, 170, 0.2);
}

.process-icon {
    width: 80px;
    height: 80px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
}

.process-icon i { font-size: 36px; color: var(--accent-teal); }

.process-card h4 { margin-bottom: 12px; }
.process-card p { color: rgba(255, 255, 255, 0.7); margin: 0; }

/* Why Choose Section */
.why-choose-section {
    padding: 100px 0;
    background: rgba(255, 255, 255, 0.02);
}

.features-grid { display: grid; gap: 24px; }

.feature-item {
    display: flex;
    gap: 20px;
    padding: 24px;
    background: var(--glass-bg);
    border: 1px solid var(--glass-border);
    border-radius: 16px;
    transition: all 0.3s;
}

.feature-item:hover {
    background: rgba(255, 255, 255, 0.1);
    transform: translateX(8px);
}

.feature-icon {
    width: 50px;
    height: 50px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.feature-icon i { font-size: 24px; color: var(--accent-teal); }

.feature-content h4 { font-size: 18px; margin-bottom: 8px; }
.feature-content p { color: rgba(255, 255, 255, 0.7); font-size: 14px; line-height: 1.6; margin: 0; }

.visual-card {
    background: var(--glass-bg);
    backdrop-filter: blur(20px);
    border: 1px solid var(--glass-border);
    border-radius: 24px;
    padding: 32px;
}

.visual-header {
    margin-bottom: 24px;
    display: flex;
    align-items: center;
    gap: 16px;
}

.visual-dots span {
    display: inline-block;
    width: 8px;
    height: 8px;
    background: rgba(255, 255, 255, 0.3);
    border-radius: 50%;
    margin-right: 6px;
}

.visual-stat {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 20px;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 12px;
    margin-bottom: 16px;
    transition: all 0.3s;
}

.visual-stat:hover {
    background: rgba(255, 255, 255, 0.1);
    transform: translateX(8px);
}

.stat-icon {
    width: 50px;
    height: 50px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.stat-icon i { font-size: 24px; color: var(--accent-teal); }
.stat-number { font-size: 28px; font-weight: 800; color: var(--accent-teal); }
.stat-label { font-size: 13px; color: rgba(255, 255, 255, 0.7); }

/* Story Section */
.story-section {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.story-stats {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}

.story-stat {
    padding: 24px;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 16px;
    text-align: center;
    border: 1px solid var(--glass-border);
}

.story-stat h3 {
    font-size: 36px;
    font-weight: 800;
    color: var(--accent-teal);
    margin-bottom: 4px;
}

.story-stat p { color: rgba(255, 255, 255, 0.7); margin: 0; font-size: 14px; }

.story-text {
    font-size: 16px;
    line-height: 1.8;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 20px;
}

.story-values { margin-top: 32px; }

.value-item {
    display: flex;
    gap: 16px;
    margin-bottom: 20px;
    padding: 20px;
    background: var(--glass-bg);
    border-radius: 12px;
    border: 1px solid var(--glass-border);
}

.value-item i {
    font-size: 28px;
    color: var(--accent-teal);
    flex-shrink: 0;
}

.value-item h5 { margin-bottom: 4px; }
.value-item p { color: rgba(255, 255, 255, 0.7); margin: 0; font-size: 14px; }

/* Transparency Section */
.transparency-section {
    padding: 100px 0;
    background: rgba(255, 255, 255, 0.02);
}

.transparency-item {
    display: flex;
    gap: 20px;
    margin-bottom: 32px;
}

.transparency-icon {
    width: 60px;
    height: 60px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.transparency-icon i { font-size: 28px; color: var(--accent-teal); }
.transparency-text h4 { font-size: 20px; margin-bottom: 8px; }
.transparency-text p { color: rgba(255, 255, 255, 0.7); line-height: 1.7; margin: 0; }

.trust-badges {
    display: flex;
    gap: 16px;
    margin-top: 40px;
    flex-wrap: wrap;
}

.badge-item {
    display: flex;
    align-items: center;
    gap: 8px;
    background: var(--glass-bg);
    padding: 12px 20px;
    border-radius: 50px;
    border: 1px solid var(--glass-border);
}

.badge-item i { color: var(--accent-teal); font-size: 18px; }

.glass-panel {
    background: var(--glass-bg);
    backdrop-filter: blur(20px);
    border: 1px solid var(--glass-border);
    border-radius: 20px;
    overflow: hidden;
}

.panel-header {
    padding: 20px 24px;
    border-bottom: 1px solid var(--glass-border);
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-weight: 600;
}

.panel-body { padding: 24px; }

.transaction-row {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 16px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

.transaction-row:last-child { border-bottom: none; }

.trans-icon {
    width: 40px;
    height: 40px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.trans-icon i { color: var(--accent-teal); }
.trans-title { font-weight: 600; margin-bottom: 4px; }
.trans-date { font-size: 13px; color: rgba(255, 255, 255, 0.6); }
.trans-amount { margin-left: auto; font-weight: 700; }
.trans-amount.positive { color: #10b981; }
.trans-amount.negative { color: #ef4444; }

/* Testimonials */
.testimonials-section {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.testimonial-card { height: 100%; }

.testimonial-rating {
    color: var(--accent-gold);
    margin-bottom: 16px;
    font-size: 18px;
}

.testimonial-text {
    font-size: 16px;
    line-height: 1.8;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 24px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 16px;
}

.author-avatar {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    overflow: hidden;
    border: 3px solid var(--accent-teal);
}

.author-avatar img { width: 100%; height: 100%; object-fit: cover; }
.author-info h5 { margin: 0; font-size: 16px; }
.author-info span { font-size: 13px; color: rgba(255, 255, 255, 0.6); }

/* Cards Showcase */
.cards-showcase {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.card-showcase {
    background: var(--glass-bg);
    backdrop-filter: blur(20px);
    border: 1px solid var(--glass-border);
    border-radius: 24px;
    overflow: hidden;
    position: relative;
    transition: all 0.3s;
}

.card-showcase:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-glow);
}

.card-showcase.featured {
    border: 2px solid var(--accent-teal);
}

.featured-badge {
    position: absolute;
    top: 20px;
    right: 20px;
    background: var(--accent-teal);
    color: var(--primary-dark);
    padding: 6px 14px;
    border-radius: 50px;
    font-size: 12px;
    font-weight: 700;
    z-index: 10;
}

.card-visual {
    border-radius: 16px;
    padding: 24px;
    margin: 24px;
    position: relative;
    height: 220px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    overflow: hidden;
}

.platinum-visual {
    background: linear-gradient(135deg, #e5e7eb 0%, #9ca3af 100%);
    color: #1a1a2e;
}

.gold-visual {
    background: linear-gradient(135deg, #fbbf24 0%, #d97706 100%);
    color: #1a1a2e;
}

.virtual-visual {
    background: linear-gradient(135deg, #3b82f6 0%, #1e40af 100%);
}

.card-visual .card-brand {
    font-size: 24px;
    font-weight: 800;
    margin-bottom: 20px;
    letter-spacing: 2px;
}

.card-visual .card-number {
    font-family: monospace;
    font-size: 18px;
    letter-spacing: 3px;
    margin-bottom: 20px;
}

.card-visual .card-details {
    display: flex;
    justify-content: space-between;
    position: absolute;
    bottom: 24px;
    left: 24px;
    right: 24px;
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.card-logo-icon {
    position: absolute;
    top: 24px;
    right: 24px;
    font-size: 28px;
}

.card-tier {
    position: absolute;
    top: 24px;
    left: 24px;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 2px;
    opacity: 0.7;
}

.card-info { padding: 0 24px 24px; }
.card-info h3 { font-size: 24px; margin-bottom: 4px; }
.card-tagline { color: rgba(255, 255, 255, 0.6); margin-bottom: 20px; }

.card-info ul {
    list-style: none;
    padding: 0;
    margin-bottom: 24px;
}

.card-info li {
    padding: 8px 0;
    display: flex;
    align-items: center;
    gap: 12px;
    color: rgba(255, 255, 255, 0.8);
    font-size: 14px;
}

.card-info li i { color: var(--accent-teal); }

/* Card Features */
.card-features-section {
    padding: 100px 0;
    background: rgba(255, 255, 255, 0.02);
}

.feature-box {
    text-align: center;
    padding: 32px 24px;
    height: 100%;
}

.feature-box .feature-icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 20px;
    border-radius: 50%;
}

.feature-box .feature-icon i { font-size: 32px; }
.feature-box h4 { margin-bottom: 12px; }
.feature-box p { color: rgba(255, 255, 255, 0.7); margin: 0; }

/* Comparison Table */
.comparison-section {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.comparison-table-wrapper { padding: 0; overflow: hidden; }

.comparison-table {
    margin: 0;
    color: var(--white);
}

.comparison-table thead th {
    background: rgba(0, 212, 170, 0.15);
    color: var(--white);
    padding: 20px;
    font-weight: 700;
    border: none;
}

.comparison-table tbody td {
    padding: 16px 20px;
    border-color: rgba(255, 255, 255, 0.1);
    vertical-align: middle;
}

.comparison-table tbody tr:hover {
    background: rgba(255, 255, 255, 0.05);
}

.comparison-table .check {
    color: var(--accent-teal);
    font-weight: 600;
}

/* Loans Section */
.loans-section {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.loan-card {
    padding: 40px 32px;
    height: 100%;
    position: relative;
}

.loan-card.featured {
    border: 2px solid var(--accent-teal);
}

.loan-icon {
    width: 70px;
    height: 70px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
}

.loan-icon i { font-size: 32px; color: var(--accent-teal); }

.loan-card h3 { font-size: 24px; margin-bottom: 20px; }

.loan-rate {
    padding: 20px;
    background: rgba(0, 212, 170, 0.1);
    border-radius: 12px;
    text-align: center;
    margin-bottom: 24px;
    border: 1px solid rgba(0, 212, 170, 0.2);
}

.rate-from {
    display: block;
    font-size: 12px;
    color: rgba(255, 255, 255, 0.6);
    margin-bottom: 4px;
}

.rate-value {
    font-size: 42px;
    font-weight: 800;
    color: var(--accent-teal);
    line-height: 1;
}

.rate-apr {
    display: block;
    font-size: 12px;
    color: rgba(255, 255, 255, 0.6);
    margin-top: 4px;
}

.loan-features {
    list-style: none;
    padding: 0;
    margin-bottom: 24px;
}

.loan-features li {
    padding: 8px 0;
    color: rgba(255, 255, 255, 0.8);
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
}

.loan-features i { color: var(--accent-teal); }

/* Calculator */
.calculator-section {
    padding: 100px 0;
    background: rgba(255, 255, 255, 0.02);
}

.calculator-form { padding: 32px; }

.calculator-form .form-control,
.calculator-form .form-select {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid var(--glass-border);
    color: var(--white);
    padding: 12px 16px;
    border-radius: 10px;
}

.calculator-form .form-control:focus {
    background: rgba(255, 255, 255, 0.08);
    border-color: var(--accent-teal);
    color: var(--white);
    box-shadow: 0 0 0 3px rgba(0, 212, 170, 0.1);
}

.calculator-form .input-group-text {
    background: rgba(0, 212, 170, 0.15);
    border: 1px solid var(--glass-border);
    color: var(--accent-teal);
}

.calculator-form .form-label {
    color: rgba(255, 255, 255, 0.9);
    font-weight: 600;
    margin-bottom: 8px;
}

.calculator-form .form-range {
    height: 6px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 3px;
}

.calculator-form .form-range::-webkit-slider-thumb {
    background: var(--accent-teal);
    width: 20px;
    height: 20px;
    border-radius: 50%;
    cursor: pointer;
}

.calculator-result {
    padding: 40px;
    background: linear-gradient(135deg, rgba(0, 212, 170, 0.1) 0%, rgba(10, 37, 64, 0.5) 100%);
}

.result-header {
    text-align: center;
    margin-bottom: 32px;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--glass-border);
}

.result-header h4 {
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 12px;
    font-size: 14px;
    text-transform: uppercase;
    letter-spacing: 2px;
}

.monthly-amount {
    font-size: 56px;
    font-weight: 800;
    color: var(--accent-teal);
    line-height: 1;
}

.result-details { margin-bottom: 24px; }

.result-row {
    display: flex;
    justify-content: space-between;
    padding: 12px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

.result-row.total {
    border-top: 2px solid var(--glass-border);
    border-bottom: none;
    margin-top: 12px;
    padding-top: 20px;
    font-size: 18px;
}

.result-row.total strong { color: var(--accent-teal); }

/* Loan Benefits */
.loan-benefits {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.benefit-card {
    padding: 32px 24px;
    background: var(--glass-bg);
    border: 1px solid var(--glass-border);
    border-radius: 20px;
    transition: all 0.3s;
    height: 100%;
}

.benefit-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.1);
}

.benefit-icon {
    width: 70px;
    height: 70px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
}

.benefit-icon i { font-size: 32px; color: var(--accent-teal); }
.benefit-card h4 { margin-bottom: 12px; }
.benefit-card p { color: rgba(255, 255, 255, 0.7); margin: 0; }

/* Contact Section */
.contact-section {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.contact-card {
    padding: 40px 24px;
    height: 100%;
    text-align: center;
}

.contact-icon {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
}

.contact-icon i { font-size: 36px; color: var(--white); }

.whatsapp-icon { background: linear-gradient(135deg, #25D366, #128C7E); }
.email-icon { background: linear-gradient(135deg, #00d4aa, #00b894); }
.phone-icon { background: linear-gradient(135deg, #3b82f6, #1e40af); }
.visit-icon { background: linear-gradient(135deg, #d4af37, #f59e0b); }

.contact-card h4 { margin-bottom: 8px; }
.contact-desc { color: rgba(255, 255, 255, 0.7); margin-bottom: 16px; }

.contact-link {
    color: var(--accent-teal);
    text-decoration: none;
    font-weight: 600;
    font-size: 16px;
}

.contact-link:hover { color: var(--white); }

/* Form Section */
.form-section {
    padding: 100px 0;
    background: rgba(255, 255, 255, 0.02);
}

.form-section .form-control,
.form-section .form-select {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid var(--glass-border);
    color: var(--white);
    padding: 12px 16px;
    border-radius: 10px;
}

.form-section .form-control:focus,
.form-section .form-select:focus {
    background: rgba(255, 255, 255, 0.08);
    border-color: var(--accent-teal);
    color: var(--white);
    box-shadow: 0 0 0 3px rgba(0, 212, 170, 0.1);
}

.form-section .form-label {
    color: rgba(255, 255, 255, 0.9);
    font-weight: 600;
}

.form-section .form-select option {
    background: var(--primary-dark);
    color: var(--white);
}

/* Accordion */
.glass-accordion {
    background: transparent !important;
    border: 1px solid var(--glass-border) !important;
    margin-bottom: 12px;
    border-radius: 12px !important;
    overflow: hidden;
}

.glass-accordion .accordion-button {
    background: rgba(255, 255, 255, 0.05);
    color: var(--white);
    font-weight: 600;
    box-shadow: none;
}

.glass-accordion .accordion-button:not(.collapsed) {
    background: rgba(0, 212, 170, 0.1);
    color: var(--accent-teal);
}

.glass-accordion .accordion-button::after {
    filter: invert(1);
}

.glass-accordion .accordion-body {
    background: rgba(255, 255, 255, 0.03);
    color: rgba(255, 255, 255, 0.8);
}

/* Support Stats */
.support-stats {
    padding: 80px 0;
    background: var(--gradient-primary);
}

.stat-card {
    padding: 32px 20px;
    background: var(--glass-bg);
    border: 1px solid var(--glass-border);
    border-radius: 20px;
}

.stat-card .stat-icon {
    width: 60px;
    height: 60px;
    background: rgba(0, 212, 170, 0.15);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
}

.stat-card .stat-icon i { font-size: 28px; color: var(--accent-teal); }
.stat-card h3 { font-size: 36px; font-weight: 800; color: var(--accent-teal); margin-bottom: 8px; }
.stat-card p { color: rgba(255, 255, 255, 0.7); margin: 0; }

/* CTA Section */
.cta-section {
    padding: 100px 0;
    background: linear-gradient(135deg, rgba(0, 212, 170, 0.1) 0%, rgba(10, 37, 64, 0.8) 100%);
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%2300d4aa' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.cta-content {
    text-align: center;
    position: relative;
    z-index: 1;
    max-width: 800px;
    margin: 0 auto;
}

.cta-title { font-size: 48px; margin-bottom: 20px; }

.cta-subtitle {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 40px;
}

.cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    margin-bottom: 40px;
    flex-wrap: wrap;
}

.btn-light {
    background: var(--white);
    color: var(--primary-dark);
    border: none;
    padding: 14px 30px;
    border-radius: 12px;
    font-weight: 700;
    transition: all 0.3s;
}

.btn-light:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 30px rgba(255, 255, 255, 0.3);
    color: var(--primary-dark);
}

.cta-features {
    display: flex;
    gap: 32px;
    justify-content: center;
    flex-wrap: wrap;
}

.cta-feature {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 15px;
}

.cta-feature i { color: var(--accent-teal); font-size: 20px; }

/* Footer */
.footer {
    background: rgba(10, 37, 64, 0.95);
    padding: 80px 0 40px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-brand .brand-logo { margin-bottom: 20px; }

.footer-text {
    color: rgba(255, 255, 255, 0.7);
    line-height: 1.8;
    margin-bottom: 24px;
}

.social-links { display: flex; gap: 12px; }

.social-links a {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    text-decoration: none;
    transition: all 0.3s;
}

.social-links a:hover {
    background: var(--accent-teal);
    color: var(--primary-dark);
    transform: translateY(-3px);
}

.footer-links h5,
.footer-contact h5 {
    font-size: 16px;
    margin-bottom: 24px;
    color: var(--white);
}

.footer-links ul { list-style: none; padding: 0; }
.footer-links li { margin-bottom: 12px; }

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: all 0.3s;
}

.footer-links a:hover {
    color: var(--accent-teal);
    padding-left: 4px;
}

.contact-list { list-style: none; padding: 0; }

.contact-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
    color: rgba(255, 255, 255, 0.7);
}

.contact-list i {
    color: var(--accent-teal);
    font-size: 18px;
    margin-top: 2px;
}

.contact-list a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: color 0.3s;
}

.contact-list a:hover { color: var(--accent-teal); }

.footer-divider {
    border-color: rgba(255, 255, 255, 0.1);
    margin: 40px 0;
}

.copyright {
    color: rgba(255, 255, 255, 0.6);
    font-size: 14px;
    margin: 0;
}

.footer-legal {
    display: flex;
    gap: 24px;
    flex-wrap: wrap;
}

.footer-legal a {
    color: rgba(255, 255, 255, 0.6);
    text-decoration: none;
    font-size: 14px;
    transition: color 0.3s;
}

.footer-legal a:hover { color: var(--accent-teal); }

/* Responsive */
@media (max-width: 992px) {
    .hero-title, .page-title { font-size: 42px; }
    .section-title { font-size: 32px; }
    .cta-title { font-size: 36px; }
    .hero-visual { margin-top: 60px; min-height: auto; }
    .monthly-amount { font-size: 42px; }
}

@media (max-width: 768px) {
    .hero-title, .page-title { font-size: 32px; }
    .section-title { font-size: 28px; }
    .cta-title { font-size: 28px; }
    .hero-buttons { flex-direction: column; }
    .trust-number { font-size: 32px; }
    .cta-buttons { flex-direction: column; align-items: center; }
    .footer-legal { justify-content: center; margin-top: 20px; }
    .announcement-contacts { display: none !important; }
    .glass-card { padding: 24px; }
}